💼Career & Income

Salary & Career Calculators

Simple calculators to help you estimate your take-home pay, compare tax regimes, and plan compensation milestones.

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Estimated Monthly Take-Home (New Regime)

₹88,276/ mo

Annual In-Hand₹10,59,312

💼Take-Home Pay Estimator

CTC to Monthly In-Hand Salary

Updated with Union Budget 2025-26: Zero tax up to ₹12 Lakhs (₹12.75L with standard deduction).

Annual CTC (Cost to Company)12.0 Lakhs / yr

₹per year

Quick:

Work Location / State

Tax Regime Comparison

✓ Using New Regime (estimates ₹94,517 lower tax than Old Regime).

Estimated In-Hand SalaryNew Regime

₹88,276/ month

Annual Take-Home: ₹10,59,312

Where your CTC goes:88% Take-Home

In-Hand (88%) Tax (0%) EPF (10%)

Monthly Gross Salary:₹93,276

• Basic Salary:₹40,000

• HRA:₹16,000

• Special Allowance:₹37,276

Monthly Deductions:-₹5,000

• Employee PF (12%):-₹4,800

• Professional Tax:-₹200

• Income Tax (TDS):-₹0

* Mathematical estimates for planning purposes based on standard tax slabs. Actual payroll figures and tax deductions depend on your employer's structure and individual tax filing.

All Tools in this Category

CTC to In-Hand Salary Calculator ➔

Available

Calculate monthly take-home salary after EPF, Professional Tax, and Income Tax.

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Gratuity Calculator

Planned

Estimate statutory gratuity based on completed years of service.

Salary Hike & Increment Calculator

Planned

Calculate percentage hike and estimated revised monthly in-hand pay.

Leave Encashment Calculator

Planned

Estimate taxable vs. exempt leave encashment at job change or retirement.

* Disclaimer: Calculations are mathematical estimates for planning purposes only.